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can you buy a courtesy car

4 Answers
DeJeffrey
12/19/25 5:56am

Yes, you can often buy a courtesy car, but it's not a straightforward retail purchase. These vehicles, often called "loaner cars" or "service loaners," are primarily used by dealerships to provide temporary transportation for customers whose cars are being serviced. After being used for this purpose for a certain period or mileage, they are typically sold as certified pre-owned (CPO) vehicles. This makes them an attractive option for used car buyers seeking a nearly-new car with a robust warranty.

The key advantage is that these cars are usually recent models with low mileage and have been maintained meticulously by the dealership's own service department. They also often come with the remainder of the factory warranty and an extended CPO warranty. However, because they've had multiple short-term drivers, they may have more wear and tear than a single-owner vehicle of the same age and mileage. It's crucial to get a full vehicle history report and have an independent mechanic inspect it before committing.

ConsiderationTypical Detail for a Courtesy CarWhy It Matters
Mileage3,000 - 15,000 milesIndicates limited, mostly city-use driving.
Vehicle Age6 - 18 months oldA very recent model year, often the latest design.
Warranty StatusOriginal factory warranty plus CPO extensionProvides longer-term peace of mind than a standard used car.
Maintenance HistoryFull service records from the dealershipConfirms all scheduled maintenance was performed on time.
Number of Previous OwnersOfficially 1 (the dealership)Simpler title history, but the car was driven by many people.
Price vs. New MSRP15% - 25% discountSignificant savings while avoiding initial depreciation hit.

When searching, look for specific listings labeled "Dealer Loaner" or "Executive Demo" on dealership websites. The sales process is identical to buying any other used car from that dealer. Negotiate the price based on comparable CPO vehicles in your area, not just the listed price.

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KalebLee
12/26/25 5:07pm

From my experience, yeah, you can buy them. They're the same cars you get as a loaner when your car's in the shop. The dealer cycles them out after a few thousand miles and sells them as certified used cars. You get a car that's basically new, has been serviced right there, and still has a great warranty, all for a decent chunk less than brand new. Just be ready for the fact that a hundred different people have driven it, so check for any minor scratches or interior wear.

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LeMiles
01/03/26 1:58am

Absolutely. Dealerships need to replenish their loaner fleets with new models, so the old ones must be sold. These vehicles represent a smart buy. They've undergone rigorous maintenance and qualify for the manufacturer's certified pre-owned program, which is a significant value. Your negotiation power lies in the vehicle's history as a loaner; use it to ensure you're getting a fair price relative to other CPO cars that may have had a gentler life.

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AllisonMarie
01/10/26 10:39am

As a parent, I'd say it's a practical choice. We bought our SUV as a former dealer loaner. We saved thousands, it smelled new, and it came with a longer warranty than a regular used car. The car seat hadn't even been installed yet! The peace of mind knowing it was serviced by the dealer itself was a huge plus. You do have to look it over carefully for any dings or stains, but for us, the pros far outweighed the cons.

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