Can Water-Damaged Cars Be Covered by Insurance?

[DelKeegan]

Under the condition that the car owner has purchased vehicle damage insurance, water-damaged cars can be covered by insurance. However, if only compulsory traffic insurance is purchased, the insurance company will not provide compensation. Below is relevant information about vehicle wading: 1. Introduction to Vehicle Wading: As the name suggests, vehicle wading refers to driving a vehicle on low-lying, waterlogged roads, passing through water. This usually occurs during rainy weather in low-lying areas where poor drainage leads to water accumulation on the road. 2. Precautions: Before wading, observe the road conditions carefully. Maintain steady power while in the water. After wading, check the electrical system. If a car stalls in the water, the main cause is usually water entering the exhaust pipe, though in some cases, electrical damage may also occur. Once a car stalls in the water, do not attempt to restart it, as this may cause water to enter the intake manifold and damage the valves, potentially leading to severe engine failure. Instead, the car should be towed to a 4S shop immediately for professional handling.