Yes, you can register a car in New York with a permit, but you cannot title it in your name alone if you are under 18. The key distinction is that vehicle registration and titling are separate processes at the New York DMV. Registration links the car to a specific owner for legal road use, while the title proves ownership. An adult (18 or older) who holds a valid driver's license must be listed as the co-owner on the title. This adult shares legal responsibility for the vehicle.
To complete the registration, you'll need to provide standard documentation along with proof that the licensed co-owner is involved. The permit holder can be the primary registrant, which allows the car to be insured and plated.
Required Documentation for Registration:
The process requires several key documents. Here is a checklist of what you'll need to bring to the DMV.
| Document Type | Specific Examples & Notes |
|---|
| Proof of Identity | Learner Permit, plus a secondary ID (e.g., passport, utility bill). |
| Proof of Insurance | New York State Insurance ID Card (form FS-20) from a provider licensed in NY. |
| Proof of Ownership | The vehicle's title, properly assigned to you and your licensed co-owner. |
| Proof of Sales Tax Payment | Form DTF-802 if tax was paid to the dealer, or you will pay tax at the DMV. |
| Vehicle Registration/Title Application | Form MV-82, completed and signed by all owners. |
| Odometer Disclosure Statement | Required for vehicles under 10 model years old. |
| Vehicle Identification Number (VIN) Verification | Form MV-51 may be needed if the car was previously out-of-state. |
Once registered, the licensed co-owner must be present whenever you drive, as per the restrictions of your learner permit. The car will display NY license plates, and you will receive a registration sticker. Remember, the vehicle must be insured in the names of all registered owners.
