can u register a car with a permit in nj

[DeAaron]

Yes, you can register a car in New Jersey using only a valid driver's permit, but the process has a critical requirement: you must provide proof of valid auto insurance from a New Jersey-licensed carrier under your own name. The New Jersey Motor Vehicle Commission (NJMVC) separates the ability to register a vehicle from the ability to legally drive it alone. Registration establishes ownership for the state, while a standard driver's license is required for solo driving.

The primary challenge for permit holders is insurance. Most insurance companies are hesitant to issue a policy to someone without a full driver's license. You will need to shop around and may need to be listed as the primary driver on a policy held by a licensed co-signer, such as a parent or guardian, who also resides at your address. The NJMVC will verify this insurance electronically.

When you go to an NJMVC agency, you must bring specific documents:

• Proof of Ownership: The vehicle’s title, properly assigned to you.
• Proof of Insurance: A valid New Jersey insurance ID card or electronic verification.
• Identification: Your valid driver's permit and other documents for the 6-Point ID Verification process.
• Vehicle Information: The vehicle itself may need to be presented for a VIN verification.
• Payment: Fees for registration and title.

It's crucial to understand that even with the car successfully registered in your name, your permit restrictions remain in effect. This means you cannot drive the vehicle unless accompanied by a licensed adult supervisor.

Requirement	Details for Permit Holder	Key Consideration
Legal Possibility	Yes, registration is separate from licensing.	The NJMVC allows it if all other criteria are met.
Biggest Hurdle	Securing an auto insurance policy.	Many insurers are reluctant; may require a licensed co-signer.
Primary Document	Proof of New Jersey Auto Insurance.	Must be verified electronically by the NJMVC.
Driving Legality	Registration does not override permit rules.	A licensed supervisor must be in the passenger seat.
6-Point ID Verify	Standard procedure using permit, birth certificate, SSN, etc.	Same requirement as for a licensed driver.
Title Transfer	Must be in the permit holder's name.	Establishes legal ownership with the state.

[ArthurAnn]

From my experience helping my nephew through this, the short answer is yes, but the insurance part is a real headache. The state will let you put the car in your name, but you've got to prove it's insured. We had to call a bunch of companies before we found one that would cover him, and I had to co-sign the policy. Once we had that insurance card, the MVC visit was straightforward. Just remember, he still couldn't drive it without me in the car.

[FelicityLee]

Focus on the insurance. The NJMVC's main concern is that the vehicle is insured. The type of driver's credential you hold is secondary for registration. Your permit proves your identity, which is necessary, but the electronically verified insurance policy is the key that unlocks the registration process. Start calling insurance agents first; if you can get a policy, the rest of the steps at the MVC are procedural.