Can Tires Be Covered by Insurance?
1 Answers
Generally, insurance companies do not offer specific insurance policies for tires. However, if a vehicle owner has purchased comprehensive insurance (vehicle damage insurance) or third-party liability insurance, and the vehicle's tires are damaged due to an accident, they can file a claim with the insurance company. The insurer will assess the accident liability and provide compensation based on the coverage terms of the vehicle damage insurance and third-party liability insurance. Below is a brief introduction to auto insurance: Components: Auto insurance typically consists of basic insurance and additional insurance. Basic insurance is further divided into vehicle damage insurance and third-party liability insurance. Coverage Details: Vehicle damage insurance compensates for losses to the insured vehicle itself; third-party liability insurance covers damages to entities other than the insured vehicle, such as pedestrians, public property, or other vehicles involved in an accident; passenger liability insurance compensates for injuries or property losses to passengers in the insured vehicle; theft insurance provides compensation if the insured vehicle is stolen.