Can Tires Be Claimed on Insurance in Case of a Traffic Accident?

1 Answers
MacAniyah
07/30/25 7:07am
For vehicles involved in traffic accidents with comprehensive insurance coverage, tires can be claimed on insurance. The insurer is responsible for compensating losses to the insured vehicle caused by the following reasons: Collision, overturning, falling; fire, explosion, spontaneous combustion (requires additional spontaneous combustion insurance); falling or collapsing external objects; storms, tornadoes; lightning strikes, hail disasters, heavy rain, floods, tsunamis; ground collapse, ice collapse, cliff collapse, avalanches, mudslides, landslides; natural disasters affecting ferries carrying insured vehicles (limited to cases where 58 Auto personnel are accompanying the vehicle). In the event of an insurance incident, necessary and reasonable rescue expenses paid by the insured to prevent or reduce the loss of the insured vehicle shall be borne by the insurer, up to the insured amount. In the following circumstances, regardless of the cause of the loss to the insured vehicle, the insurer shall not be responsible for compensation: Earthquakes, wars, military conflicts, terrorist activities, riots, seizures, confiscations, government requisitions; competitions, tests, during repair or maintenance at commercial repair shops; using the insured vehicle for illegal activities; driving under the influence of alcohol, drugs, or medication; hit-and-run incidents involving the insured vehicle; drivers under any of the following circumstances: driving without a license or driving a vehicle not covered by the license; driving under other circumstances deemed as without a valid license by traffic authorities; operating specialized or special vehicles without a valid operation certificate issued by relevant national authorities; driving commercial passenger vehicles without a valid qualification certificate issued by relevant national authorities. Use of the insured vehicle by drivers not permitted by the insured; the insured vehicle lacking valid driving documents.
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