Can Three Scratches on the Car Body Be Reported for Insurance Repair at Once?
1 Answers
Having three scratches on the car body does not necessarily mean they can be reported for insurance repair at once, as it depends on the circumstances. If the incidents occurred over a long period, they may not be covered. It is essential to notify the insurance company immediately when a scratch occurs to arrange an on-site inspection for reimbursement. Scratches resulting from different accidents will not be covered. However, if all scratches are from the same accident and the insurance company is notified promptly for an on-site inspection, they can be reimbursed. Below are the car insurance claims process and the types of car insurance: Car Insurance Claims Process: First, call to report the incident; protect the scene and preserve evidence; then contact the insurance company and a repair shop to assess the extent of vehicle damage; the insurance company will confirm the claim. Types of Car Insurance: Compulsory Traffic Insurance (CTI). Vehicle Damage Insurance covers losses to the vehicle itself due to natural disasters or accidents, for which the insurance company is responsible. Commercial Third-Party Liability Insurance covers compensation for bodily injury or direct property damage to a third party caused by an accident involving the insured vehicle. Passenger Liability Insurance covers compensation for bodily injury to passengers or direct damage to goods in the vehicle caused by an accident. Glass Breakage Insurance covers the loss of windshield glass if it breaks independently while the vehicle is parked or in use, with no other parts damaged. Spontaneous Combustion Loss Insurance covers losses to the vehicle caused by spontaneous combustion due to faults in the vehicle's electrical system, wiring, fuel supply system, or the nature of the cargo being transported. Water Damage Insurance. Cargo Drop Liability Insurance covers economic compensation for bodily injury or direct property damage to a third party caused by cargo falling from the insured vehicle during use.
