Can the original insurance still be used after transferring the vehicle and changing the license plate?
2 Answers
Can the original insurance still be used after transferring the vehicle and changing the license plate? The vehicle insurance will not become invalid due to the change of the owner. As long as the insurance policy corresponding to the vehicle identification number (VIN) has not expired or been canceled, the insurance company should still assume the corresponding insurance liability. However, to facilitate future claims, it is necessary to update the license plate and owner information with the insurance company after the transfer. Motor vehicle insurance is a type of commercial insurance that covers liability for personal injury or property damage caused by natural disasters or accidents involving motor vehicles. Auto insurance is a form of property insurance that has evolved and matured alongside the emergence and popularization of automobiles. The primary clients of auto insurance are legal entities and individuals who own various types of motor vehicles.
I once sold a car, and after the transfer and license plate change, the original insurance became invalid. Insurance companies base coverage on the owner's identity and the vehicle's VIN, not the license plate number, so the new owner must purchase new insurance after taking over. During the transfer, I didn't handle it promptly, resulting in continued deductions for the original insurance, wasting money. Later, when I canceled it through the insurance company, I realized the insurance became void after the transfer, and it even affected my claims record. I recommend contacting the insurance agent to cancel the policy on the day of the transfer, and the new owner should get insurance promptly to avoid unclear liability in case of an accident on the road. Changing the license plate is just an administrative procedure and usually doesn't affect insurance validity, but the key point of the transfer is the change of ownership—the entire relationship is renewed.
