Can the original claim records still be checked after vehicle transfer?
2 Answers
After vehicle transfer, the original claim records can still be checked. You can query them using the VIN (Vehicle Identification Number) on third-party platforms, and the data is the same as that of insurance companies. Below is relevant information: Vehicle Insurance: Vehicle insurance, also known as motor vehicle insurance or auto insurance, refers to a type of commercial insurance that covers liability for personal injury or property damage caused by natural disasters or accidents involving motor vehicles. Categories of Auto Insurance: Commercial insurance is an open policy and is divided into basic insurance and additional insurance, with the latter not being independently insurable. Basic insurance includes third-party liability insurance and vehicle damage insurance (comprehensive coverage). Additional insurance includes total theft insurance (theft coverage), onboard liability insurance, no-fault liability insurance, cargo drop liability insurance, standalone glass breakage insurance, vehicle downtime loss insurance, spontaneous combustion loss insurance, new equipment loss insurance, and deductible waiver insurance.
As a car owner who frequently buys and sells used vehicles, I can tell you that the original insurance claim records can definitely be found after the vehicle is transferred. This is because I’ve tried checking the records several times after changing cars, and those records are tied to the vehicle's VIN number, following the car like a permanent file. They don’t disappear just because the owner changes. The transfer only updates the name on the vehicle registration, but the historical accident information remains stored in the insurance company or DMV systems. I strongly advise new buyers to check these records to avoid purchasing a problematic car. Once, I overlooked this and ended up with a sharp increase in insurance premiums. In summary, taking some time to check the records via an app or online platform before buying a used car can save you a lot of trouble—it’s crucial for ensuring driving safety and saving money.