Can the insurance still be used after changing the license plate?
2 Answers
If the license plate is changed but the insurance is not updated accordingly, the insurance cannot be used. If you change the license plate, you must promptly contact the insurance company to update the insurance. If both the license plate and the vehicle owner are changed, you will need to bring all the necessary documents for the sale and transfer, including: the vehicle registration certificate, transfer invoice, original insurance policy, and drive the insured vehicle with both the original owner and the new owner present to the insurance company to complete the relevant transfer procedures. If only the vehicle license plate is changed, you just need to contact the previous insurance agent after obtaining the new vehicle registration certificate to complete the relevant change procedures.
I've been driving trucks for nearly a decade, often switching license plates for long hauls. The auto insurance definitely still applies, but you must report the new plate number to the insurer immediately. Last year when I changed plates, I delayed a few days and almost got denied a claim for a minor scrape—they said the system records didn't match reality and had to investigate. Now I've learned: update the info online or by phone as soon as the new plate's on, simple and free. Don't slack, or you might face premium hikes or fines. The coverage itself stays the same—it's still your insured vehicle—just keep the paperwork current for peace of mind and hassle-free claims.
