Can the ETC in the car be stolen?
3 Answers
If the ETC is inserted with an ordinary bank card that has ETC function, it may be stolen. Extended information: 1. There are three types of ETC cards: The first is the single-purpose ETC card issued by the transportation industry in the early stage, which has stopped being issued. The second is the debit card jointly issued by the transportation industry and the bank, where the customer holds a single-purpose ETC card and a bank card. The third is the co-branded card jointly issued by the transportation industry and the bank, which integrates the ETC function on an ordinary bank card; 2. Disable the dual-free function: The first two types of cards do not have the risk of being stolen. Only the third type of card, if it has the UnionPay "QuickPass" function and has activated the "no password, no signature" service, has the risk of being stolen. However, as long as you notify the issuing bank to disable the "dual-free" function, it will no longer be stolen; 3. Handling of theft: In response to the theft phenomenon that occurred in some places, the Ministry of Transport issued a notice to urge and guide ETC issuing service agencies and cooperative banks to immediately stop issuing "two-in-one" co-branded cards. If users really need it, the "QuickPass" and "small amount no password no signature" services should be disabled by default when issuing.
I've been driving for over a decade, and ETC card fraud is actually quite rare, though theoretically possible. The ETC system uses RFID technology for contactless payments, and if someone with a specialized reader gets close to your car window, they could potentially steal card information for small-scale fraudulent transactions. However, in reality, most cases occur when the card is left unprotected, such as in public parking lots. My advice is to choose an ETC card issued by a bank that comes with encryption features, and when not in use, cover it with metal foil or remove and store it securely. While highway toll collection is secure, it's good practice to regularly check your statements and report any anomalies to the highway authority or your bank immediately. ETC devices are designed with anti-theft mechanisms and are generally safe and reliable, but for peace of mind, I always avoid leaving my car unattended in vulnerable areas for too long.
As an ordinary car owner, I've heard rumors about ETC cards being skimmed, but few people actually encounter it. A friend parked on the roadside overnight and got charged ten yuan the next day, suspecting malicious reading. ETC cards are like wireless credit cards—too close and problems arise. I think the most practical solution is to install an RFID-blocking sleeve, which costs just a few yuan and can shield the signal. There's no risk during normal highway use, but if parking outside for too long, it's best to cover or remove the device. Develop a habit of regularly checking app statements to quickly address any issues. Most cards have insurance, so losses can be recovered, but prevention is key—I always take precautions.
