Can the car film be compensated if the car is hit after being filmed?
4 Answers
If the car is hit after being filmed, the film cannot be compensated. The following is a related introduction about car film: 1. Reasons for car film bubbling: (1) The film has quality problems. The quality of car films varies now, some are good and some are bad. If the quality of the film is not up to standard, phenomena such as bubbles and wavy lines will appear in a short time. (2) The film is not installed properly. The technician who applied the film may lack the necessary skills or was careless, resulting in a poor application. 2. Precautions for car filming: (1) Within three days after filming, avoid rolling up and down the windows, do not wash the car, and do not open the sunroof. If bubbles appear at the edges of the film, they should be repaired at the installation site within 24 hours. If the repair is delayed, creases may occur during the repair process. (2) Within one month after filming, avoid using strongly adhesive labels directly on the film to prevent partial detachment of the film from the glass.
Can I get compensation if my car's film is damaged after being hit by someone else? It depends on the specific situation and insurance coverage. First, it's essential to determine who is at fault for the accident. If the other party is fully responsible, their compulsory traffic insurance or commercial third-party liability insurance should cover all losses, including the value of the film, as it is considered part of the car's property. However, if the accident was due to your own negligence, it depends on whether your auto insurance covers modifications. Standard auto damage insurance typically only covers original factory parts. Since the film is an additional accessory, you may need to purchase supplementary insurance, such as additional equipment loss insurance, to claim compensation. I experienced this myself a couple of years ago—after a minor collision post-film application where I was at fault, luckily, I had added the supplementary insurance. The insurance company required the film invoice and an accident report before reimbursing the cost. The compensation amount is calculated based on the film's market value, and if it's too low, you may not receive full reimbursement. In summary, there's a good chance of getting compensation, but the key is to have the right insurance coverage in place beforehand and keep evidence like photos or receipts after applying the film.
After applying a car film, compensation in case of a collision primarily depends on insurance policy terms. The film is not considered a standard vehicle accessory, so general insurance like comprehensive coverage doesn't automatically include it—you need to purchase additional equipment insurance separately. After an accident, traffic police determine the at-fault party. If the other party is at fault, their insurance can cover the film damage; if you're at fault, having purchased additional coverage ensures smooth compensation. I recommend updating your insurance policy promptly after applying the film to include modifications—it's a small cost but offers peace of mind. When claiming, provide the film purchase receipt as proof of value; the insurer will verify and compensate based on actual costs. For example, if the film cost 2000 yuan, the insurer might compensate a depreciated portion. Practicing defensive driving and staying alert to road conditions is the most practical way to prevent accidents.
My car was hit after applying a film, and compensation depends on the insurance coverage. The film is considered an aftermarket accessory, which is not covered by standard auto insurance, so it's best to purchase additional equipment loss insurance after applying the film. If the accident liability is clear, the other party's liability can cover the full cost, while your own liability only applies if you have purchased additional coverage. When claiming compensation, you need to provide evidence of the film's price; otherwise, the insurance company won't acknowledge it. Take photos before applying the film for records, and don’t delay reporting to the insurance company after an accident.
