Can Temporary License Plates Be Insured?

[DiLondyn]

Before obtaining a license plate, it is mandatory to pay for compulsory traffic insurance. Without this insurance, the vehicle inspection and registration process cannot be completed. Here is some relevant information about temporary license plates: Concept: Temporary license plates are paper-based vehicle plates that allow a vehicle to be driven on the road temporarily. They are issued by the vehicle management department of the public security bureau for newly purchased vehicles before official registration. The validity period of a temporary license plate generally does not exceed thirty days. Classification: There are four types: temporary license plates for administrative jurisdictions, temporary license plates for cross-administrative jurisdictions, temporary license plates for testing purposes, and temporary license plates for special-type motor vehicles. Driving a newly purchased car to apply for a temporary license plate, only to be stopped by traffic police midway and penalized with 12 points.

[LaElle]

Yes, temporary license plates are fully eligible for insurance coverage because the insurance is tied to the vehicle itself, not the license plate number. Let me share from my personal car purchase experience: At that time, I obtained temporary plates, and the 4S dealership directly helped me arrange comprehensive insurance, including compulsory traffic insurance and commercial insurance. As long as you have the vehicle's VIN (that unique identification number), the insurance company can issue the policy. I recommend new car owners not hesitate—purchase insurance during the temporary plate phase to avoid being unprotected in case of an accident. The procedure is simple; for example, I entered the VIN in an app and completed it in minutes. Remember, policies allow this operation—don't wait for the formal license plate to arrive. Safety comes first.

[AlanRose]

Absolutely! As someone who frequently assists clients with such matters, I've handled countless cases. Purchasing insurance during the temporary license plate period is completely fine—the key is the vehicle's VIN. Insurance companies can cover all risks by checking the VIN in their system. I recommend having the dealer help you arrange insurance at pickup, so you're covered from the start. Bonus tip: Temporary plate insurance has the same validity as permanent plate insurance, covering accidents or scratches without delay. The process is simple—just provide the vehicle registration or purchase invoice.

[SanColin]

Absolutely, you can get insurance. As a new driver, my first car used temporary plates, and I bought insurance the same day. The insurance company said the VIN is the key, not the permanence of the license plate. This way, you don't have to worry about accidents without coverage. I recommend you immediately handle it through a mobile app or the 4S dealership by entering the VIN and vehicle model, then selecting the insurance type. The benefits are significant—for example, if you're rear-ended on the road, the insurance will still cover it. Getting it done early saves you hassle and worry.