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Can short-term compulsory traffic insurance be used for vehicle inspection?

4 Answers
JaxsonLee
08/31/25 8:26am

Short-term compulsory traffic insurance can be used for vehicle inspection. However, the prerequisite is that the compulsory traffic insurance has not expired at the time of inspection; otherwise, you need to renew the compulsory insurance before the annual inspection. The relevant introduction to vehicle inspection is as follows: Documents required for vehicle inspection: Essential documents: Original and duplicate of the vehicle license, IC card for road and bridge fees, proof of road maintenance fee payment, proof of vehicle and vessel usage tax, original insurance card, original ID card. Time requirements for vehicle inspection: For vehicles that have been in use for 6 years, the annual inspection can be applied for within 3 months before the expiration date, and it can only be done in advance, not postponed. Preparation before vehicle inspection: First, check if the vehicle has any traffic violations, as vehicles with violations will not be accepted by the vehicle management office. You can directly inquire about any violations at the traffic police station.

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Tami
09/13/25 4:36am

I remember buying a short-term compulsory traffic insurance last year to save some money for emergency use, and it actually came in handy during the annual vehicle inspection. Short-term compulsory insurance has a brief validity period, usually just a few months, but as long as it's valid on the day of the inspection, the insurance company can provide a copy of the policy, and the vehicle management office will approve it upon checking. The problem is, if the insurance expires too early and an accident occurs after the inspection, it could be a huge hassle. My experience went smoothly without any issues, but thinking back, the risks were significant, especially since the car still needed to be driven for a while after the inspection. I recommend everyone to opt for a full-year compulsory insurance—it's more reliable, hassle-free, and cost-effective. Short-term insurance is suitable for temporary needs, like transferring ownership of a used car or short-term rentals, but it's best avoided for routine inspections. If you miss the renewal date and the insurance lapses right after the inspection, you could end up losing big time.

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LiamMarie
10/27/25 5:22am

I've been driving for over a decade and have some understanding of short-term compulsory traffic insurance. Essentially, it's the same as regular compulsory insurance - both are state-mandated. The key difference is the shorter coverage period, ranging from a few days to several months. During vehicle annual inspections, the DMV primarily checks if the insurance policy is valid. As long as the short-term policy covers the inspection date, it will pass. However, I must warn that the insurance could suddenly expire after passing inspection, leaving you unprotected in case of an accident. It's better not to rely solely on short-term insurance for annual inspections - switching to annual coverage beforehand is more reliable. I've seen friends try to save money with short-term policies: they passed inspection but forgot to renew, then had a major accident a month or two later with huge financial losses. Safety should always come first.

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DiJuliette
12/10/25 5:37am

Last time I went for my car's annual inspection, I just brought the short-term compulsory traffic insurance. The process was very simple—the inspection station only checked that the policy was valid during the period, and after entering it into the system, they let me pass. Short-term insurance has a shorter coverage period and is cheaper, but it can indeed meet the requirements for the inspection. The key is to ensure the insurance covers the entire inspection process to avoid expiration issues. I also recommend checking other vehicle documents at the same time, not just focusing on the insurance.

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