Can scratches in an underground garage be covered by insurance?

[DeCaleb]

There are two scenarios for claiming insurance for scratches in your own garage: 1. Scenario one: If the motor vehicle has purchased vehicle damage insurance, you can file a claim. After the incident, directly contact the insurance company for compensation. 2. Scenario two: If the vehicle does not have vehicle damage insurance, you can only repair the vehicle yourself, and all costs will be borne by the owner. Even if you have vehicle damage insurance, you can choose not to file a claim based on the extent of the damage. More details about vehicle insurance are as follows: 1. Detail one: Motor vehicle insurance is designed to protect the safety of your own and other vehicles. If your vehicle is scratched, you need to assess the specific location of the scratch. If the scratch is not severe, you may not need to file an insurance claim. 2. Detail two: If the scratch is in a prominent location or is severe, you should file an insurance claim. If the scratch involves another vehicle, you can directly report it to the insurance company for repairs.