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Can Private Cars Purchase Commercial Insurance?

1 Answers

DawsonLee

07/30/25 5:00am

Private cars can purchase commercial insurance. Here are the relevant details: 1. Requirements for commercial insurance: Commercial insurance requires that the length, width, and height of the cargo carried by the vehicle must not violate loading regulations. These rules ensure the safety of the vehicle owner and passengers, preventing unnecessary traffic accidents. 2. Difference between commercial and non-commercial insurance: Commercial insurance requires the vehicle to obtain a road transport permit from the transport management authorities. In addition to holding a valid driver's license for the vehicle type, the driver must also obtain a professional qualification certificate. Non-commercial insurance does not require a road transport permit.

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