Browse

Antiques Collectibles Apparel Baby Kids Items Books， Movies And Music Electronics Free Stuff Garden Outdoor Health Beauty Home Goods Home Improvement Supplies Musical Instruments Office Supplies Pet Supplies Sporting Goods Ticket Toys Games Transportation Others

Used Cars New Cars Others

Business Crafts Design And Web Events Home Improvement Legal Lessons Personal Pets Photography Repair And Technical Support Wellness Writing， Translation， And Transcription Others

Activities & Groups Artists & Musicians Classes & Lessons Events Friendship & Networking Lost & Found Rideshare Sports Teams Volunteers Travel & Travel Partners Skills & Language Swap Other

Can Parallel Import Cars Be Financed?

1 Answers

Ezra

07/30/25 4:50am

Purchasing a parallel import car is actually similar to buying a China-spec car in terms of payment methods. You can also opt for a down payment + installment plan to help those who are not financially abundant but have a car purchase need to enjoy car ownership sooner. Below are the relevant requirements: To apply for a personal consumer auto loan, you must meet all of the following conditions: 1. Be at least 18 years old, a natural person with full legal capacity, holding a valid ID that complies with regulatory requirements and having a fixed and detailed address. 2. Be a citizen of the People's Republic of China with a fixed residence in China, or a Hong Kong, Macau, Taiwan resident or foreigner who has continuously resided in the People's Republic of China for one year (or more) and owns property in the location where the loan is applied for. 3. Have a steady and legal income or sufficient personal legal assets to repay the loan principal and interest, with the ability and willingness to repay the loan on schedule. 4. Have a good personal credit history, with no negative credit records at Bank of China or other financial institutions. 5. Be able to pay the down payment for the car that complies with laws, regulations, and regulatory requirements, within the specified limit. 6. Provide valid collateral as approved by the lender. 7. Have a clear and legal loan purpose, and be able to provide a car purchase contract, agreement, or letter of intent approved by the lender. 8. Open a deposit account with Bank of China before processing the loan.

Was this review help?

6

4

Share

More Forum Discussions

Is it illegal to hang national flags on both sides of a car?

It is not illegal. However, the flags must be hung in appropriate positions to show respect for the national flag, so caution is necessary. More detailed information is as follows: 1. Hang small national flags, but they must be placed in appropriate positions: This demonstrates respect for the national flag; otherwise, it may have the opposite effect. Therefore, it is crucial to be careful. If there is no suitable position, it is better not to hang them. Alternatively, you can choose to place a national flag sticker on the upper part of the front windshield where it does not obstruct the view. 2. The national flag is a symbolic banner of a country and represents the nation: People often hang national flags to express their love for their own country or respect for other countries. It is prohibited to hoist damaged, soiled, faded, or non-standard national flags. The national flag and its design must not be used as trademarks or in advertisements, nor should they be used in private funeral activities. It is forbidden to intentionally insult the national flag of the People's Republic of China by burning, damaging, scribbling, defiling, trampling, or other means. The national flag must not be hung upside down. Due to the design and text on some national flags, they should not be hung vertically or reversed. Some countries explicitly stipulate that a specially made flag with the design properly oriented must be used for vertical hanging.

How many points are deducted for driving through a red light at an intersection?

Points deduction for running a red light: According to the new traffic regulations, driving a motor vehicle in violation of traffic signal lights will result in a deduction of 6 points. However, not all situations will lead to a 6-point deduction for the driver. 1. If there is a violation such as making a left turn in a straight lane at an intersection, it will still be recorded as 'violation of prohibition signs' under the Road Traffic Safety Law, resulting in a 3-point deduction. Additionally, running a red light captured by cameras will only incur a fine without point deduction. Traffic police explain that since not all motor vehicles are driven by their owners, it is difficult to determine the driver who ran the red light, so for non-on-site penalties for running a red light, no point deduction will be imposed for the time being. 2. When an intersection electronic eye captures the illegal act of running a red light, it generally takes 3 photos as evidence. One photo shows the vehicle before it crosses the stop line during the red light, and the other two photos show the vehicle continuing to move forward during the red light, crossing the stop line and completely entering the intersection. The 3 photos will clearly record the vehicle's movement during the red light. If the vehicle has just crossed the stop line during the red light but stops immediately, the traffic management department will not impose any penalty.

Is it necessary to buy a 4WD CR-V?

CR-V 4WD models are suitable for driving on slippery surfaces such as rain and snow. Below are the specific details about the Honda CR-V: 1. Drivetrain: The Honda CR-V offers two variants: one is a two-wheel-drive (2WD) version, and the other is a four-wheel-drive (4WD) version. The 4WD model uses a front-engine, four-wheel-drive system with an on-demand 4WD configuration. 2. Powertrain: The Honda CR-V is equipped with two i-VTEC engines: a 2.0L and a 2.4L. The 2.0L engine delivers a maximum power output of 114 kW and a peak torque of 190 N·m, while the 2.4L engine produces a maximum power of 140 kW and a peak torque of 222 N·m. 3. VTEC Technology: The Honda CR-V features VTEC engine technology, which stands for Variable Valve Timing and Lift Electronic Control System. Unlike conventional engines, the VTEC engine differs in the number and control method of camshafts and rocker arms, featuring two distinct sets of valve-driving cams for low-to-mid and high-speed ranges. These can be automatically switched via the electronic control system. With the VTEC system, the engine can adjust valve opening timing and lift according to driving conditions, thereby altering intake and exhaust volumes. This enhances power output, reduces fuel consumption, and minimizes emissions.

What brand is Wuben motorcycle?

Wuben motorcycle is a brand under Zhejiang Kaikai Meiduo Motorcycle Co., Ltd. Additional information: 1. Power: Motorcycles are two or three-wheeled vehicles driven by gasoline engines and steered by handlebars, offering lightweight maneuverability and rapid movement. 2. Usage: Widely used for patrolling, passenger and cargo transportation, and also as sports equipment. 3. Components: Motorcycles consist of five main parts: the engine, transmission system, running gear, braking system, and electrical instrumentation. The transmission system includes primary reduction, clutch, gearbox, and secondary reduction.

How to adjust the left and right of the Lingdong car lights?

First, open the front hood and locate the adjustment hole above the headlight position. Turn on the headlights and aim them at a flat wall, then adjust the screws up and down. Below is more information about car lights: 1. Lighting lamps: Lighting lamps should provide good illumination while minimizing glare. For headlights, both high beam and low beam modes are used to balance these two requirements. 2. High beam: This is a long-distance illumination beam used when there are no oncoming vehicles or when not following other cars. It is generated by the main filament with higher power located at the focal point of the reflector, with the beam direction approximately horizontal. It is usually specified that the maximum luminous intensity of a single lamp should not be less than 20,000 candelas. To ensure driving safety, the illumination distance of the high beam (the distance to detect and recognize obstacles) should be greater than the braking distance required for timely stopping. 3. Low beam: This is a short-distance illumination beam used when encountering oncoming vehicles or following other cars. It is generated by a secondary filament with lower power, which is offset from the focal point and optical axis of the reflector, causing the beam to project downward. To limit the beam above the horizontal direction, a metal light shield is usually installed below the secondary filament, creating a sharp light-dark transition on the vertical screen. When encountering oncoming vehicles, the driver's eyes are located in the dark area of the low beam pattern, thereby minimizing glare.

What Are the Winter Range Issues of New Energy Vehicles?

In cold climates, the rapid decline in battery capacity significantly affects the range of electric vehicles. Although the range of electric vehicles is increasing, it is still difficult to withstand the substantial reduction in battery performance during cold weather. Additional information: The impact of low-temperature environments on the activity of the electrolyte inside the battery: In low temperatures, the diffusion and movement capabilities of charged ions in the positive and negative electrode materials deteriorate, making it more difficult for them to pass through the passivation film between the electrodes and the electrolyte, thereby reducing the transfer speed. Even after lithium ions reach the negative electrode, their diffusion within the material becomes less smooth, and lithium may even condense on the negative electrode.

Trending Ranking

How Long to Charge a Dead Battery at Idle Speed?

Will Missing the Subject 4 Exam Affect the Next Appointment?

How long after obtaining a C1 driver's license can one upgrade to a B2?

What is the difference between slot-type vents and louver-type vents?

What to Do If Failing the Physical Examination for Driver's License Renewal?

Which types of urban roads prohibit overtaking when driving a motor vehicle?

What Types of Car Insurance Should You Generally Purchase?

Can the ETC be moved after being stuck on?

Does a 2-year-old new car require an annual inspection?

How Many Kilometers Should Vehicle Spark Plugs Be Replaced?

More Forum Discussions

What are the differences between the new and old Avancier models?

How many points are deducted for driving a motor vehicle in the wrong direction on urban roads?

Can You Still Drive When the Engine Malfunction Light Comes On?

What is the Driver's Physical Condition Certificate?

Help

Cookie

Cookie Settings

© 2025 Servanan International Pte. Ltd.