Can non-owners purchase compulsory traffic insurance?
1 Answers
Non-owners can purchase compulsory traffic insurance. Below are the specific details about purchasing compulsory traffic insurance for vehicles: 1. Required documents: Personal identification; vehicle driving documents; for official vehicles, an organization code certificate is also required; if delegated, the agent's identification and driving license are needed. 2. Regulations on the policyholder: According to the regulations of compulsory traffic insurance, the owner or manager of a motor vehicle driven on roads within the territory of the People's Republic of China must purchase compulsory traffic insurance. The policyholder of compulsory traffic insurance can be the owner of the vehicle or the manager of the motor vehicle. Others outside these two categories cannot be policyholders of compulsory traffic insurance. 3. Purpose: The purpose of compulsory traffic insurance is to provide compensation within the liability limits by the insurance company for personal injury, death, or property loss suffered by victims (excluding passengers in the insured vehicle and the insured) in the event of an insurance accident involving the insured vehicle.