Can My Own Insurance Company Check the Claim History of the Other Party's Vehicle?

[DiKingston]

If your car is hit and the other party is fully at fault, the claim history of your vehicle can still be traced. You might think that since the other party is fully liable and their insurance is covering the damages, there would be no claim record on your side. However, this is not the case. Since your vehicle requires repairs funded by the insurance compensation, a claim record will indeed be generated. Many people prefer to avoid having too many claim records on their vehicles, primarily because they fear significant depreciation when selling the car in the future. Indeed, if a vehicle has multiple repair records, especially major repairs, its resale value tends to be considerably lower. Understanding this, it's advisable to drive as cautiously as possible to minimize accidents. In fact, 80% of accidents are avoidable. Therefore, by driving carefully and adhering to traffic rules, you can significantly reduce the likelihood of encountering major issues.