Can Motorcycle Insurance Be Purchased Online?
2 Answers
Motorcycle insurance cannot be purchased online. Insurance company websites do not sell compulsory motorcycle insurance, but this does not mean that online insurance is not available. It is best for vehicle owners to visit the offline service outlets of insurance companies to handle the insurance. If it is inconvenient to visit the outlet, motorcycle compulsory insurance can be purchased through an app, with specific costs related to the motorcycle's displacement—higher displacement means higher prices. Below are specific details about motorcycle insurance: Motorcycle Compulsory Insurance Application: It is quite special, as many insurance companies do not handle it, and currently, it cannot be purchased online. You can only apply at traffic police stations, vehicle management offices, or insurance company service centers. This is because the scope of coverage, insurance liabilities, and other insurance terms for motorcycle compulsory insurance purchased online differ from those purchased at insurance companies, and online stores do not have the necessary qualifications. Motorcycle Compulsory Insurance Coverage: It mainly refers to compensation provided by the insurance company within the legal limits of compulsory motor vehicle traffic accident liability insurance for personal injuries, deaths, or property losses of victims (excluding the insured and passengers of the insured motorcycle) caused by road traffic accidents. This includes death and disability compensation, medical expense compensation, and property loss compensation.
I just helped a friend purchase motorcycle insurance online, and it was indeed very convenient. Simply log in to the insurance company's official website or app, upload photos of the ID card and vehicle license, fill in the vehicle information, and the insurance can be completed in just a few minutes. However, it's important to carefully check the coverage items, especially whether the third-party liability insurance amount is sufficient. When buying insurance online, remember to save the electronic policy and print a copy to carry with the vehicle. Some small insurance companies may have less-than-perfect online services, so choosing a well-known brand is more reassuring. It's advisable to renew the insurance three days in advance to avoid last-minute issues that could delay the annual inspection.
