Can Motorcycle Compulsory Traffic Insurance Be Processed Online?

[DelNova]

Currently, motorcycle compulsory traffic insurance cannot be processed online. It can only be handled at traffic police stations, vehicle management offices, or insurance company business halls. Here is some relevant information about compulsory traffic insurance: 1. Introduction: Compulsory traffic insurance, officially known as "Compulsory Motor Vehicle Traffic Accident Liability Insurance," is a mandatory liability insurance. It covers compensation by the insurance company for personal injuries, fatalities, and property losses (excluding the vehicle's occupants and the insured) caused by the insured motor vehicle in a road traffic accident, within the liability limits. 2. Coverage: Compared to commercial third-party liability insurance, which has over 20 exemption clauses, compulsory traffic insurance has fewer exemptions, such as "losses caused intentionally by the victim," "property losses of the insured," "related arbitration and litigation costs," and certain indirect losses caused by the accident. The coverage is much broader. Moreover, regardless of whether the insured vehicle is at fault in the accident, compulsory traffic insurance provides compensation within the liability limits, with no deductible or exemption rate.

[DelMadison]

When I bought my motorcycle last year, I tried purchasing the compulsory traffic insurance online, and the whole process was much smoother than I expected. Just install the official app of the insurance company on your phone, click in to find the motorcycle compulsory insurance option, follow the prompts to upload vehicle information, ID card photos, etc., and then pay the premium online using Alipay or a bank card. It takes about five minutes to complete. The electronic policy is sent directly to your mobile email, and you can access it anytime you need it. The best part is you don’t have to make a special trip to the office, but remember to double-check the vehicle model and displacement information before applying to avoid mistakes.

[VonNicole]

Now you can indeed handle motorcycle compulsory insurance online. I've used WeChat mini-programs to do it twice. Just search for 'motorcycle insurance', choose major companies like PICC or Ping An, enter the license plate number and engine number, the system will automatically calculate the premium, and the electronic policy will be instantly sent to your phone after payment. However, be aware that some third-party platforms don't support compulsory insurance processing, so it's most reliable to go through the official channels of insurance companies. Another tip: remember to take screenshots and save the electronic policy when buying insurance online, you can just show it to the traffic police during roadside checks.

[MacCamila]

Compulsory traffic insurance can definitely be processed online! I did it through the insurance company's official website, and the process was super simple: go to the website, find the motorcycle insurance section, fill in the basic information, confirm the insurance plan, and make the payment to download the electronic policy. This is much more convenient than visiting a physical branch, especially on rainy days when you don't want to go out. But a reminder for newcomers: when applying online, make sure to check the insurance period carefully to avoid being tricked by the auto-renewal option. After processing, remember to print a paper copy of the policy and keep it with your vehicle in case your phone runs out of battery and you can't check it.