Can Motorcycle Compulsory Insurance Be Processed Online?
1 Answers
Currently, it cannot be purchased online. You can only apply at the traffic police department, vehicle management office, or insurance company's business office. This is because online purchases of motorcycle compulsory insurance differ in coverage, liabilities, and other insurance terms compared to those bought directly from insurance companies. Online stores do not possess the necessary qualifications for this. Below is relevant information about claims settlement: 1. Prepare documents: Carry clear copies of the vehicle's "Three Certificates and One Policy"—namely, the owner's ID card, driver's license, vehicle registration certificate, and insurance policy. Note that many insurance companies no longer accept small insurance cards as proof for claims. 2. Timely reporting of accidents is crucial: Especially for major accidents. When calling the insurance company to report, provide basic details such as the policy number, time and location of the accident, and the nature of the incident. 3. Short-term compulsory insurance: Vehicles with temporary license plates usually only have short-term compulsory insurance, with specified routes and timeframes. Accidents occurring outside these routes and times are not covered by the insurance company. 4. Reporting to the insurance company: If an accident occurs in a different location, report it to the insurance company promptly. The insurer will arrange for an adjuster at the accident location to assess the damage. Compensation costs are generally estimated based on local industry standards. If partial damage is discovered only after returning to the insured location, the insurance company may supplement the assessment for this part. 5. Signing a power of attorney: If the policyholder authorizes a repair shop to handle the claim or requests that the compensation be paid directly to the repair shop, they must personally sign a power of attorney and submit it to the insurance company for record. Each time repairs are made, sign a quality contract with the repair shop to safeguard your legal rights.
