Can Insurance Cover the Damage to the Barrier Gate?

[XavierDella]

Insurance can cover the damage to the barrier gate. Insurance Compensation Principles: Every vehicle has insurance. If the barrier gate in the community is damaged and the vehicle is also affected, you can request the insurance company to compensate, including the repair cost of the barrier gate. However, to claim the repair cost from the insurance company, you must obtain a liability determination certificate from the public security bureau. Only after it is determined that the vehicle is at fault will the insurance company provide compensation. Liability Determination: Since the barrier gate system automatically recognizes vehicle license plates and controls one gate per vehicle, it can only lower based on the instruction of the preceding vehicle. If a vehicle follows too closely or a pedestrian passes under the raised gate, the system may fail to detect the vehicle, posing a risk of the gate falling onto the following vehicle or pedestrian. Therefore, if the driver violates the one-gate-per-vehicle rule by tailgating, they will bear full responsibility. If the barrier gate is remote-controlled and the vehicle is damaged due to improper operation by the security guard, the property management will be liable, and compensation can be claimed.