Can I Use Insurance to Repair a Broken Car?

[ZoeRose]

If your car is damaged without any apparent reason, you cannot claim it on insurance. Insurance only covers accidents, not mechanical failures. Here is some relevant information about car insurance: Components: Car insurance generally consists of two parts—basic coverage and additional coverage. Basic coverage is further divided into vehicle damage insurance and third-party liability insurance. Coverage Details: Vehicle damage insurance compensates for the loss of your own vehicle; third-party liability insurance covers damages to targets outside your own vehicle, such as people hit, public property, or other vehicles; passenger liability insurance compensates for personal or property losses inside your own vehicle; theft insurance covers compensation if your vehicle is stolen; and "no deductible" coverage ensures 100% compensation in case of an accident.