Can I use insurance to repair a broken car?

[DeHazel]

Yes. However, insurance cannot be claimed for unexplained damage to the car. Insurance only covers accidents, not mechanical failures. Specific details are as follows: Car Insurance: A type of property insurance that covers the vehicle itself and third-party liability. It primarily protects against losses caused by traffic accidents. Motor vehicle insurance is also a type of transport insurance that covers the vehicle itself and third-party liability. Unqualified Vehicles: Insurance only applies to qualified vehicles. Vehicles that have not passed annual inspections are considered unqualified. If the driver has not undergone annual review, the vehicle is deemed unqualified, and the insurance company may refuse any claims based on the insurance policy. No Fault: The Insurance Law stipulates that "there must be a liability determination" for the insurance company to pay. Even if the insured party is partially at fault, they must first claim compensation from a third party before they can potentially receive compensation from the insurance company. Once the right to claim compensation from a third party is waived, the right to claim compensation from the insurance company is also waived.