Can I still file an insurance claim months after my car got scratched?

1 Answers
VivienneLee
07/30/25 6:32am
You can file a claim if you have scratch insurance. It does not affect the claim during the insurance period. Here is more information: 1. Scratch Insurance: The full name is Body Scratch Loss Insurance, which can be purchased for family-owned vehicles and non-commercial vehicles. It covers the cost of repainting the car's surface when there is no obvious collision damage, and the insurance company will compensate for the actual loss. 2. Notes: When reporting to the insurance company, pay special attention to the reporting time, which is usually within 48 hours. If it exceeds this time, the insured must personally go to the insurance company with their original ID card to file a supplementary report. After the insurance company assesses the damage, you can then go to a 4S shop for repairs.
Was this review help?
14
3
Share
More Forum Discussions

Where is the motorcycle's three-way catalytic converter located?

The motorcycle's three-way catalytic converter is generally located inside the motorcycle's exhaust pipe, resembling a long water bottle-shaped device. Definition of the three-way catalytic converter: The three-way catalytic converter is the most important external purification device installed in a vehicle's exhaust system. It converts harmful gases such as CO, HC, and NOx emitted from vehicle exhaust into harmless carbon dioxide, water, and nitrogen through oxidation and reduction reactions. Cleaning the three-way catalytic converter: The cleaning method for the three-way catalytic converter is the drip-feed cleaning process. This method involves connecting a plastic hose to the engine's vacuum solenoid valve and using the air pressure in the hollow tube to draw the cleaning agent from the infusion bottle into the engine. As the cleaning agent is expelled through the exhaust pipe, it cleans the three-way catalytic converter.
1
5
Share

Should a right-turning vehicle yield to a left-turning vehicle or vice versa?

Right-turning vehicles should yield to left-turning vehicles. Below are the relevant details: Traffic regulations: According to the "Implementation Regulations of the Road Traffic Safety Law of the People's Republic of China," when motor vehicles pass through an intersection without traffic signals or traffic police direction, a right-turning vehicle from the opposite direction must yield to a left-turning vehicle. If a traffic accident occurs due to a right-turning vehicle failing to yield to a left-turning vehicle, the right-turning vehicle will bear full responsibility. Right-of-way: Right-turning vehicles do not need to wait for a traffic signal and can turn at any time. To ensure relatively fair right-of-way, most countries generally stipulate that right-turning vehicles have the lowest right-of-way. They must not only yield to left-turning vehicles from the opposite direction but also to vehicles and pedestrians going straight from intersecting directions.
17
2
Share

How many times should the high and low beams be alternated in Subject 3?

No less than two times. Below is a related introduction to Subject 3: Introduction: Subject 3, including the road driving skills test and the safe and civilized driving knowledge test, is part of the motor vehicle driver's license assessment. It is the abbreviation for the road driving skills and safe and civilized driving knowledge test subjects in the motor vehicle driver's test. Test Content: The road driving skills test for Subject 3 includes large buses, tractors, city buses, medium-sized buses, large trucks, small cars, small automatic transmission cars, low-speed cargo trucks, and small automatic transmission passenger cars for the disabled, among others.
8
1
Share

Can the rearview mirror be adjusted during the Subject 2 driving test?

During the Subject 2 driving test, the rearview mirror can be adjusted. After the test starts, you can adjust it before moving on to the next test item, but only inside the car. Your hands must not extend out of the window, and you cannot get out of the car to adjust it. Therefore, it is recommended to adjust the mirrors before the test begins. Below are the methods for adjusting the rearview mirrors of the test vehicle for Subject 2: After getting into the car, adjust the seat and backrest to maintain a normal driving posture, then proceed to adjust the rearview mirrors. The adjustment buttons for the rearview mirrors are located on the inner side of the front doors and can be adjusted in four directions: up, down, forward, and backward. Method for adjusting the left rearview mirror: Maintain an upright sitting position. When adjusting left and right, ensure the car body occupies one-third of the mirror's surface. When adjusting up and down, position the rear door handle near the upper edge of the left rearview mirror. Method for adjusting the right rearview mirror: Similarly, maintain an upright sitting position. When adjusting left and right, ensure the car body occupies one-third of the mirror's surface. When adjusting up and down, position the rear door handle near the upper edge of the right rearview mirror.
7
2
Share

What Causes the Unusually Loud Noise from the Car's Air Conditioning Compressor?

Damage to the compressor's electromagnetic clutch or severe internal wear of the compressor can cause abnormal noise. Below is relevant information about the compressor: Introduction: A compressor is a type of driven fluid machinery that elevates low-pressure gas to high-pressure gas, serving as the heart of the refrigeration system. Principle: It draws in low-temperature, low-pressure refrigerant gas through the suction pipe, compresses it via piston movement driven by the motor, and then discharges high-temperature, high-pressure refrigerant gas through the discharge pipe, providing power for the refrigeration cycle. This enables the refrigeration cycle of compression→condensation (heat release)→expansion→evaporation (heat absorption).
13
0
Share

What is the fuel consumption of the Envision?

Actual fuel consumption may vary depending on individual driving techniques and habits, with an average fluctuation of ±10% being normal. Below is an introduction to the Envision: Introduction: The Chinese name for the Buick ENVISION is "Ang Ke Wei" (Envision). As General Motors' new generation global strategic model, the Buick Envision's exterior design inherits the essence of the ENVISION Vision concept car, featuring a dynamic, elegant, and imposing overall styling. Exterior: The front end adopts the brand's signature waterfall-style chrome grille, complemented by wing-shaped intelligent xenon headlights, boomerang-shaped LED daytime running lights, and streamlined exterior mirrors, creating a sharp and dynamic visual effect. The body features a full-frame integrated chrome window design, along with roof-line-following aluminum roof rails, paired with class-leading 19-inch large aluminum alloy wheels, giving it a highly impactful appearance.
3
3
Share
Cookie
Cookie Settings
© 2025 Servanan International Pte. Ltd.