Can I still file an insurance claim months after my car got scratched?
1 Answers
You can file a claim if you have scratch insurance. It does not affect the claim during the insurance period. Here is more information: 1. Scratch Insurance: The full name is Body Scratch Loss Insurance, which can be purchased for family-owned vehicles and non-commercial vehicles. It covers the cost of repainting the car's surface when there is no obvious collision damage, and the insurance company will compensate for the actual loss. 2. Notes: When reporting to the insurance company, pay special attention to the reporting time, which is usually within 48 hours. If it exceeds this time, the insured must personally go to the insurance company with their original ID card to file a supplementary report. After the insurance company assesses the damage, you can then go to a 4S shop for repairs.