Can I still file an insurance claim after leaving the scene of a vehicle scrape?
1 Answers
You can still file an insurance claim after leaving the scene of a vehicle scrape, but it is recommended to preserve the accident scene or take photos. Different situations allow for different handling methods. For insurance companies, minor single-vehicle accidents may not necessarily require an on-site inspection. Of course, if you are still unsure, you can first report the incident to the insurance company for record-keeping before leaving. Single-vehicle accident: In the case of a single-vehicle accident, you can take photos to preserve evidence of the scene before leaving. Scrape or collision accident: For rear-end collisions or scrape accidents, you can leave after mutual agreement or after obtaining an accident liability determination certificate from the traffic police. Major accident: For major accidents, you must not leave the scene. You need to report to the police and also file an insurance claim.