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Can I still drive the car if it's mortgaged?

1 Answers
LaArcher
07/29/25 9:47pm

No. Here is the relevant information about mortgaged vehicles: Vehicle mortgage process: If a vehicle has been mortgaged, it means the ownership rights have temporarily transferred away from the original owner. Therefore, the original owner has no right to transfer a vehicle that doesn't temporarily belong to them. In summary, to transfer ownership of a mortgaged vehicle, the mortgage must first be paid off and released, after which ownership can be confirmed and the transfer process completed. Mortgage release: If the mortgage has been released, the vehicle can be purchased; if not, there are risks involved. This means: if the original owner makes timely repayments, there will be no issues; if the original owner defaults on payments, the vehicle may be auctioned by the mortgagee to repay the debt, and this auction cannot be refused.

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