Can I Still Claim Insurance After Leaving the Scene of a Scrape?
1 Answers
You can still claim insurance after leaving the scene of a scrape. However, you need to take on-site photos of the vehicle being scraped, and these photos must meet the insurance company's requirements for accident claims. The specific insurance involved is vehicle damage insurance. Below is a detailed introduction to vehicle damage insurance: Basic Concept of Vehicle Damage Insurance: Vehicle damage insurance is a type of commercial auto insurance where the insurance company compensates the policyholder or an authorized driver for damages to the insured vehicle caused by an accident within a reasonable scope. Vehicle damage insurance is a basic auto insurance that primarily covers the loss of the insured vehicle. Insurance Claims: As long as you have purchased insurance, you can request the insurance company to compensate for damages after your car is scraped. If you report the scrape accident to the insurance company within 48 hours, the company will send a specialized loss assessor to evaluate the damage. If more than 48 hours have passed, the car owner needs to bring their original ID to file a report and can truthfully explain the cause of the vehicle's scratches, which will not affect the compensation amount from the insurance company.
