Can I still claim compensation if the insurance has expired?
1 Answers
Whether you can claim compensation after the insurance has expired mainly depends on the time of the accident. As long as the accident is genuine and the actual occurrence time of the accident is within the validity period of the insurance, the insurance company will recognize subsequent repairs and claims, regardless of whether the insurance has expired or not. You can still proceed with repairs and claims even if the insurance has expired. Below is an introduction to motor vehicle insurance: 1. Introduction: Motor vehicle insurance, also known as car insurance (abbreviated as auto insurance), refers to a type of commercial insurance that covers personal injury or property damage caused by natural disasters or accidents involving motor vehicles. Motor vehicle insurance, or auto insurance, is a type of transport insurance that covers the vehicle itself and its third-party liability. The policyholders are mainly legal entities and individuals who own various motor vehicles; the insured objects are mainly various types of cars, but also include special vehicles such as electric vehicles, battery-powered vehicles, and motorcycles. 2. Categories: Motor vehicle insurance generally includes compulsory traffic insurance and commercial insurance. Commercial insurance consists of basic insurance and additional insurance. Basic insurance is divided into vehicle damage insurance, third-party liability insurance, full vehicle theft insurance (theft insurance), and passenger liability insurance (driver liability insurance and passenger liability insurance).