Can I Report to the Police After My Car Gets Scratched and the Other Party Leaves?
2 Answers
You can report the incident to the police, but you will need evidence, otherwise it will be difficult to protect your rights. Scratches fall under insurance liability and can be claimed. Below is relevant information about vehicle damage insurance: 1. Basic Concept: Vehicle damage insurance is a type of commercial auto insurance where the insurer compensates within reasonable limits for damage to the insured vehicle caused by an insured accident while the vehicle is being used by the insured or an authorized driver. 2. Insurance Premium Discounts: The new terms also establish 12 adjustment levels for auto insurance rates based on previous claim records, with dynamic adjustments made according to the previous year's claims. The highest level is level 12, where the insurance premium will be adjusted to 200%; the lowest level is level 1, where the insurance premium will be adjusted to 50%.
If your car gets scratched by someone and they flee the scene, it's enough to make anyone furious. But remember, if this really happens, don't panic—you can always report it to the police, no matter how much time has passed! First, take out your phone and snap clear photos of the scratches and the scene. If there are any paint fragments from the other car on the ground, keep them as evidence. Then, quickly call 110 or 122—the sooner, the better, as the police can check surveillance footage to track down the culprit. One thing is especially important: you must report it to your insurance within 48 hours! If you plan to use your car damage insurance for repairs, the insurer might argue if you don’t have photos of the scene. Last time my tire got punctured, I got a police accident report the next day, and the insurance still covered it in the end.
