Can I Report to Insurance Directly Without Calling Police After a Rear-End Collision?
1 Answers
Yes, but it depends on the situation. For minor accidents with repair costs not exceeding 2,000 yuan, you can directly report to the insurance company. After the insurance company confirms the claim, you can proceed with the repairs. However, if the repair costs exceed 2,000 yuan or if there are injuries, you must call the police. More relevant information is as follows: 1. Accident Scene Handling: In the event of a traffic accident on the road, the driver must immediately stop the vehicle and protect the scene. If there are personal injuries, the driver must immediately assist the injured and quickly report to the traffic police on duty or the traffic management department of the public security authority. If the scene is altered due to rescuing the injured, the original positions should be marked. Passengers, other drivers, and pedestrians should assist. 2. Accident Outcome Handling: For traffic accidents on the road that do not result in personal injuries and where the parties involved have no disputes over the facts and causes, they can immediately leave the scene, restore traffic, and negotiate compensation matters on their own. If they do not leave the scene immediately, they should quickly report to the traffic police on duty or the traffic management department of the public security authority.
