Can I renew my car insurance after it expires?

[OThomas]

You can renew your car insurance after it expires, but the premium may increase. Here is some additional information: Classification of car insurance: Currently, car insurance is divided into compulsory traffic insurance and commercial insurance. Compulsory traffic insurance must be purchased because if it expires and you are caught driving by traffic police, the traffic management department of the public security organ has the right to detain the vehicle and impose a fine of twice the amount of the insurance premium until the owner completes the insurance procedures to retrieve the car. Additionally, if you renew compulsory traffic insurance after it has expired, the insurance company will re-inspect the vehicle. Consequences of expired car insurance: After commercial insurance expires, the owner can choose whether to renew it based on their needs. However, many owners fail to renew their insurance in time, leading to situations where claims are denied by the insurance company in the event of an accident, resulting in all losses being borne by the owner.