Can I purchase new car insurance by myself?
1 Answers
New car owners can directly purchase insurance from insurance companies. However, when buying a car at a 4S store, the store will aggressively promote insurance and may even coerce owners into purchasing insurance at the 4S store. Insurance Introduction: Vehicle insurance, also known as motor vehicle insurance or car insurance, refers to a type of commercial insurance that covers personal injury or property damage caused by natural disasters or accidents involving motor vehicles. Car insurance is a form of property insurance, and within the field of property insurance, car insurance is a relatively young category. This is because car insurance emerged and developed alongside the appearance and popularization of automobiles. Unlike modern motor vehicle insurance, early car insurance primarily focused on third-party liability coverage and gradually expanded to include risks such as collision damage to the vehicle body. Insurance Categories: Commercial insurance is an indeterminate-value insurance, divided into basic insurance and additional insurance, with the latter not being independently insurable. Basic insurance includes third-party liability insurance and vehicle damage insurance (comprehensive coverage). Additional insurance includes total loss theft insurance (theft coverage), onboard liability insurance, no-fault liability insurance, cargo drop liability insurance, standalone glass breakage insurance, vehicle downtime loss insurance, spontaneous combustion loss insurance, new equipment loss insurance, and deductible waiver insurance.
