Can I lend my car to others?
3 Answers
It is prohibited to lend your car to someone without a driver's license. If caught, you may face fines and possible revocation of your motor vehicle driver's license. Even lending to licensed drivers requires caution, as you may bear corresponding liability in case of traffic accidents. Regulations: Driving a motor vehicle without obtaining a motor vehicle driver's license, or when the license is revoked or temporarily suspended; Handing over a motor vehicle to someone who has not obtained a driver's license or whose license is revoked or temporarily suspended. Driver's license suspension: If a motor vehicle driver accumulates 12 penalty points, refuses to participate in the study session notified by the traffic management department of the public security authority, or refuses to take the required test, the traffic management department will announce the suspension of their motor vehicle driver's license.
As someone who gets along well with friends, I think lending a car is doable, but it depends on the person. Helping each other out is natural among close friends—like when Xiao Li needed to pick up family from the hospital last time, I lent my car without hesitation. The key is to check if the insurance policy allows other drivers; not all insurers cover borrowed-car scenarios, and liability can be huge in case of an accident. Remind them to drive safely—no phones or speeding—and inspect the car afterward to ensure no damage. This habit can deepen friendships, but only with high trust. If the relationship is casual or their driving record is uncertain, it’s better not to lend to avoid regrets. Calling the insurer to clarify coverage is safest. My car is well-maintained, and I set up GPS as a precaution when lending it—just check the dashboard afterward. In short, smart car-lending is a small convenience in life.
Since becoming a father, I've been extra cautious about lending my car, always feeling the risks are too great. The car is an important means of transportation for the family, and if something happens while it's borrowed, responsibility can be hard to determine. I remember one time when a colleague wanted to borrow my car for a party, and I politely declined because I knew he often drank and drove. Later, I heard about a similar incident that resulted in an accident, which only strengthened my stance. Before lending a car, it's essential to verify that the borrower has a valid driver's license and a clean driving record. It's also a good idea to draft a small agreement clarifying liability. Insurance coverage is another hurdle—if it doesn't cover borrowed cars, I could be left paying for everything after an accident. The wear and tear on the car is also a concern, as lending it out increases the chances of scratches or damaged parts. In emergencies, like when family members need help, I provide specific instructions, limiting time or routes. Protecting property and safety is more important than saving face—that's my principle. Safety first, never to be taken lightly.
