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Can I get my car repaired through insurance without an accident?

1 Answers

DianaLynn

07/29/25 11:59am

Without an accident report, the insurance company is very likely to refuse compensation. Here is relevant information about auto insurance: 1. Introduction: Vehicle insurance, also known as motor vehicle insurance or simply car insurance, refers to a type of commercial insurance that covers personal injury or property damage caused by natural disasters or accidents involving motor vehicles. 2. Classification of auto insurance: Commercial insurance is an open policy, divided into basic insurance and additional insurance, where additional insurance cannot be purchased independently. Basic insurance includes third-party liability insurance and vehicle damage insurance (comprehensive coverage); additional insurance includes full vehicle theft insurance (theft coverage), on-board liability insurance, no-fault liability insurance, cargo drop liability insurance, standalone glass breakage insurance, vehicle downtime loss insurance, spontaneous combustion insurance, newly installed equipment insurance, and deductible waiver insurance.

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