Can I Get My Car Inspected If I Lost the Duplicate Copy of Compulsory Traffic Insurance?
3 Answers
You cannot get your car inspected if you lost the duplicate copy of the compulsory traffic insurance. You need to request a replacement from the insurance company before proceeding with the inspection. Below is the relevant information: Compulsory Traffic Insurance Policy: Both the compulsory traffic insurance policy and the fixed-amount insurance policy consist of an original and a duplicate copy. The original is retained by the policyholder or the insured, while the duplicate includes copies for business records, financial records, and the traffic management department. The copy for the traffic management department should be stamped by the insurance company and given to the policyholder or the insured, who must submit it to the traffic management department for vehicle registration, inspection, etc. Electronic Policy: Many cities have now implemented electronic policies, allowing vehicle insurance information to be directly checked in the system. However, not all regions have adopted electronic policies. Some car owners report that even if the insurance company claims that electronic policies are in effect locally, they are still required to bring a paper copy during the annual inspection. It is advisable to confirm with the vehicle management office before the inspection to avoid unnecessary complications.
I once lost the duplicate copy of my compulsory traffic insurance policy, and I was worried about whether I could still get my car inspected. Turns out, it was no problem at all. I immediately contacted my insurance company, went to their office with my ID card and vehicle license, and got a replacement copy of the proof. It only took a few minutes. The insurance company has records in their system to prove you've had coverage, and the inspection station mainly checks the validity of your insurance. I even asked the staff specifically, and they said a printed electronic policy is also acceptable. Nowadays, you can handle this on many apps. I recommend taking photos of your insurance documents and saving them on your phone just in case—don’t be careless like me and waste time. In short, don’t panic if you lose the duplicate copy; just get it replaced promptly, and it won’t delay your inspection. But safety first—never drive without insurance.
As someone who frequently assists car owners with vehicle inspections, I've found that losing the duplicate copy of compulsory traffic insurance is not a big deal at all. Many clients are forgetful, and I've seen this happen numerous times. I simply advise them to go directly to the insurance company to apply for a replacement. By bringing their original ID card and vehicle license, they can obtain a substitute certificate on the spot, which the inspection station will verify for authenticity. The key point is that their systems are now interconnected, allowing them to check the insurance status. I remind everyone to check their documents one month before the inspection to avoid long queues. Additionally, many places are now promoting digital processes, so keeping a screenshot or electronic copy of the policy on your phone is even more convenient. In short, don't rush to give up—getting a replacement is simple and won't affect the inspection.
