Can I Get Compensation for Water Damage Without Purchasing Water Wading Insurance?

[DelTessa]

Compensation is available for water damage even without purchasing water wading insurance. Below is relevant information about water wading insurance: Auto Insurance Reform: After the 2020 auto insurance reform, water wading insurance was included in the coverage of vehicle damage insurance. If a vehicle is submerged due to natural disasters or accidental incidents, a claim can be filed under vehicle damage insurance, and the required claim materials must be submitted as per the insurance company's requirements. For direct losses to the insured vehicle caused by water damage that are not within the scope of exclusions, the insurance company will provide compensation within the agreed limits. Important Notes: When a car is submerged while parked on the roadside or in a basement, as long as it does not involve starting the vehicle in water, insurance claims can be processed. Of course, subsequent expenses such as vehicle cleaning, inspection fees, and vehicle damage costs can also be claimed.