Can I Get a Replacement for a New Car That Has Been Flooded?

1 Answers
VanAxel
07/29/25 7:44pm
You cannot apply for a replacement of the new car. Here is some additional information: If the car is flooded: Do not attempt to start the engine in water, as it can cause severe damage to the engine. In such cases, the car damage insurance will not cover the engine damage unless you have purchased additional flood insurance. However, even if the insurance covers the repair costs, it is not cost-effective, as a car with a majorly repaired engine will likely encounter various issues in the future. After a flood incident: Report the incident to the insurance company as soon as possible. The insurance company will then arrange for professionals to handle the situation. Do not delay, as the longer the car remains in that state, the higher the chance of various electrical components malfunctioning. Insurance claim process: Prepare the necessary documents. If the insurance company is slow in processing the claim, you can pay the repair costs upfront and retrieve the car, but make sure to keep all relevant invoices and receipts.
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