Can I File an Insurance Claim If My Car Is Flooded Due to Rain?

[OSerenity]

You can file an insurance claim if your car is flooded due to rain. Here are the relevant steps: 1. Report the incident: Once the vehicle is submerged in water, the owner needs to call the insurance company to report the claim. 2. Take photos promptly: In case of large-scale vehicle flooding caused by heavy rain, if the insurance company cannot arrive at the scene in time, the owner should take photos immediately. Keep the pictures of the flooded car for the claims adjuster to assess the damage. 3. Request towing service: Both the insurance company and 4S shops provide towing services, but during severe weather, tow trucks may be overloaded and unable to arrive promptly, so the owner should be mentally prepared.