Can I File an Insurance Claim If I Only Have Compulsory Traffic Insurance for My Car and Get into an Accident?

[AubreeDella]

Yes, you can file an insurance claim, but you must carry the accident liability determination certificate issued by the traffic police and the damage assessment report issued by the assessment agency for the insurance company to process the claim. Here is some information about compulsory traffic insurance: 1. Vehicles must purchase compulsory traffic insurance: Vehicles without compulsory traffic insurance cannot be legally registered, and driving without it may result in penalty points. 2. Choose a qualified insurance company: When applying for insurance, fill out the policy truthfully and provide copies of the vehicle registration certificate and driver's license to avoid issues during future claims. When signing the compulsory traffic insurance contract, the insurance company must not force the policyholder to enter into a commercial insurance contract or impose additional conditions. Car owners should be aware of this when purchasing compulsory traffic insurance to avoid incurring extra fees.