Can I file a claim if the car is transferred but the insurance is not?
1 Answers
Can I file a claim if the car is transferred but the insurance is not? The specific reasons are as follows: Reasons why you can file a claim if the car is transferred but the insurance is not: If the car has been transferred but the insurance has not, the insurance company will still compensate for a traffic accident. As long as the vehicle was transferred before the accident occurred, regardless of whether the car insurance policy has been transferred, the actual insured is the actual owner of the car. Therefore, when the vehicle is involved in a traffic accident, the actual owner can indeed file a claim with the insurance company. However, it is not ruled out that some unscrupulous insurance companies may refuse to pay on this ground. In such cases, the owner can directly use legal means to protect their rights. Reasons why the insurance company may refuse to pay if the car is transferred but the insurance is not: Of course, under certain circumstances, the insurance company can indeed refuse to pay. For example, if the new actual owner is driving without a license or is drunk driving after the vehicle is transferred, the insurance company will definitely not compensate. Additionally, if the new owner uses a non-commercial vehicle for commercial activities after the transfer, the insurance company will also refuse to pay once discovered.