Can I drive with 12 points from traffic cameras not processed?

[EmersonLee]

If your driver's license has been deducted all 12 points, you can no longer drive a vehicle. According to Article 58 of the "Regulations on the Application and Use of Motor Vehicle Driver's Licenses" (Ministry of Public Security Order No. 123): If a motor vehicle driver accumulates 12 points in a scoring cycle, the traffic management department of the public security organ shall detain their motor vehicle driver's license. Below is extended information about driver's license point deductions: Relearning: If you accumulate 12 points, you must undergo study and testing. If a driver accumulates 12 points within a one-year scoring cycle, after seven days of training, the driver must retake the subject one exam. If the exam is passed, the points will be cleared, and the motor vehicle driver's license will be returned. No driving: After being deducted 12 points, driving is considered unlicensed driving. If caught driving without a license, you will be detained, held fully responsible, and insurance companies will not cover the claim.

[McJuliette]

As someone who has passed the coach certification exam, I must seriously remind you: Once the electronic surveillance system records a full 12 penalty points, your driver's license will be automatically locked. Driving under these circumstances will be considered unlicensed driving if caught! My neighbor learned this the hard way last year—he thought he could still drive as long as he didn't handle it at the DMV, but was stopped by traffic police at an intersection, had his car impounded, and was fined an additional 2,000 RMB. The biggest hassle is the 7-day mandatory re-education course, and if you fail the theory test (Subject 1), you'll have to retake it. Actually, you can check your penalty points status anytime via the "Traffic Management 12123" app. Once you've accumulated 12 points, never touch the steering wheel—play it safe by calling a designated driver or taking a taxi.

[KinsleyFitz]

Buddy, take my advice, you really can't delay dealing with those points. Last time I heard from a ride-hailing driver that he picked up a young guy who still dared to drive on the highway with 12 points unresolved. Guess what happened? He was identified by the traffic police surveillance system and got pulled over right at the toll station. His license was revoked on the spot, and the car was impounded for three months! During that time, he had to squeeze into the subway for a two-hour commute every day. Honestly, nowadays electronic cops are everywhere, even residential gate systems can recognize license plates. It's not worth taking chances. If you really need a car, let a family member drive or use car-sharing services—it's much safer than risking it.

[DelMiguel]

From the perspective of auto insurance claims, driving with a full 12-point deduction is absolutely a minefield. Our company has handled several cases where car owners continued to drive after being recorded with a full 12-point deduction, resulting in the insurance company directly denying their claims. One owner rear-ended a Mercedes-Benz and was fully liable for over 80,000 yuan in damages, but the insurer pulled up his abnormal driving license status record and refused to reimburse a single cent. This is not to scare you—if the 12123 app shows a 12-point deduction, you must stop driving immediately. Only after clearing the violations, attending a week-long course at the DMV, and passing the test can you regain your driving eligibility.