Can I drive on the road if the compulsory traffic insurance has expired?

[SanPaige]

It is not allowed to drive on the road. According to the "Road Traffic Safety Law", a warning or a fine of not less than 20 yuan but not more than 200 yuan shall be imposed. Article 95 stipulates: If a motor vehicle driven on the road does not carry a valid inspection mark, insurance mark, or does not carry the vehicle license or driver's license, the traffic management department of the public security organ shall detain the motor vehicle and notify the party to provide the corresponding license, mark or complete the corresponding procedures. Compulsory Traffic Insurance for Automobiles: The full name of compulsory traffic insurance is "Compulsory Liability Insurance for Motor Vehicle Traffic Accidents". It is a compulsory liability insurance where the insurance company compensates for personal injuries, deaths, and property losses of victims (excluding vehicle personnel and the insured) caused by road traffic accidents within the liability limit. The premium is based on the nationally unified standard rates. However, the price of compulsory traffic insurance varies for different vehicle types, mainly influenced by the number of car seats. Compared to the more than 20 exemption clauses of commercial third-party insurance, the exemption scope of compulsory traffic insurance covers losses caused by intentional acts of the victim, the insured's own property losses, related arbitration and litigation costs, and some indirect losses caused by the accident, with a much broader coverage. Moreover, regardless of whether the insured vehicle is at fault in the accident, compulsory traffic insurance will compensate within the liability limit, with no deductible or exemption. Introduction to Electronic Insurance Policies An electronic insurance policy refers to an electronic policy issued by an insurance company with its electronic signature, using digital signature software and enterprise digital certificates that comply with the PKI system. The insurance policy, abbreviated as the policy, is the official written proof of the insurance contract concluded between the insurer and the insured. The insurance policy must fully record the rights, obligations, and responsibilities of both parties to the insurance contract. The content recorded in the insurance policy is the basis for the performance of both parties. The insurance policy is proof of the establishment of the insurance contract. Advantages of Electronic Insurance Policies: Saves paper resources, eliminating the need to print insurance proof marks; Time-saving and convenient, not restricted by time or place, information is universally available online anytime, fast and easy; Can apply for reissuance or resending, no need to worry about losing it. If a paper version is needed offline, it can also be printed or mailed; Easy management, after electronic unification, it is convenient for insurance companies and traffic police departments to manage the insurance information of each vehicle.