Can I claim insurance if my car window is smashed?

[EmersonLynn]

Windshield damage can be claimed under separate insurance coverage. Below is relevant information about motor vehicle insurance: 1. Motor Vehicle Insurance: Motor vehicle insurance refers to commercial insurance that covers compensation for personal injuries or property damage caused by natural disasters or accidents. Separate glass breakage insurance, where the insurance company is responsible for compensating losses caused solely by glass breakage during the use of the insured vehicle, is a type of commercial insurance. Glass breakage insurance covers only the windshield and window glass of the insured vehicle (excluding headlights and rearview mirror glass damage) and is an additional coverage under vehicle damage insurance. 2. Glass Breakage Insurance: Glass breakage insurance is a commercial insurance where the insurer compensates for losses due to glass breakage during the use of the insured vehicle, specifically covering only the windshield and window glass of the insured vehicle. Glass breakage insurance is an additional coverage under vehicle damage insurance and can only be purchased for vehicles already covered by vehicle damage insurance.