Can I claim insurance if my car was vandalized?

[MaxMarie]

If the damage is caused by human acts rather than a traffic accident, it does not fall under insurance coverage, and the insurance company will not compensate. Categories of vehicle insurance: 1. Vehicle Damage Insurance: Vehicle Damage Insurance covers losses to the insured vehicle caused by natural disasters (excluding earthquakes) or accidents within the scope of insurance liability, with compensation provided by the insurer according to the insurance contract. 2. Third-Party Liability Insurance: This covers the insured's liability for bodily injury or direct property damage to others (i.e., third parties) caused by accidents involving the insured vehicle. Since compulsory traffic insurance offers relatively low compensation for third-party medical expenses and property damage, purchasing Third-Party Liability Insurance as a supplement is advisable even if you already have compulsory traffic insurance.