Can I claim insurance if my car was scratched while parked on the roadside?
1 Answers
You can claim insurance if your car was scratched while parked on the roadside. Classification of auto insurance: By commercial use, auto insurance is divided into compulsory traffic insurance and commercial insurance. Commercial insurance includes basic insurance and additional insurance. Basic insurance consists of vehicle damage insurance and third-party liability insurance. Additional insurance includes various types such as full vehicle theft insurance, standalone glass breakage insurance, new equipment loss insurance, spontaneous combustion insurance, body scratch loss insurance, passenger liability insurance, and no-deductible insurance. Auto insurance claim procedure: First, call to report the incident; protect the scene and retain evidence; contact the insurance company and a repair company to assess the extent of vehicle damage; the insurance company confirms the claim.