Can I claim insurance if my car was scratched and the culprit can't be found?

[RichardMarie]

If your car was scratched and the responsible party cannot be found, you can still file an insurance claim. However, under standard auto damage insurance coverage, you will not receive 100% compensation - the insurance company will only cover 70% of the damages. Here are specific details about auto damage insurance: 1. Auto Damage Insurance: This insurance compensates for your own vehicle's damages. If your car is involved in an accident, the losses can be claimed through this insurance. After purchasing this coverage, the owner doesn't need to bear repair costs, making it crucial protection for the vehicle itself. Auto damage insurance covers accidental traffic incidents within its compensation scope. 2. Other Coverages: Third-party liability insurance becomes particularly important when you are primarily at fault in a traffic accident. The special deductible waiver clause specifies an absolute deductible rate - if the owner is fully liable in an accident, the maximum deductible rate is 20%.