Can I claim insurance if my car is hit by a tree branch?
1 Answers
If your car is hit by a tree, you can claim insurance, and the insurance company will compensate for the damage. For example, if your car is parked by the roadside and is damaged by a tree, and you have comprehensive car insurance, the insurance company will cover up to 70% of the loss, while the remaining 30% will be compensated by the department responsible for the tree. If you do not have comprehensive car insurance, then the landscaping department will be responsible for 95% of the compensation. If a tree in a residential area damages your car and you have comprehensive car insurance, the insurance will cover 70% of the loss, and the remaining 30% will be compensated by the property management. If you do not have comprehensive car insurance, the compensation will be negotiated between the property management or the party responsible for the tree. Below is an introduction to comprehensive car insurance: 1. Introduction: Comprehensive car insurance refers to a type of commercial auto insurance where the insurance company compensates for damage to the insured vehicle caused by an insured accident while the vehicle is being used by the policyholder or an authorized driver, within reasonable limits. 2. Basic Coverage: Comprehensive car insurance and third-party liability insurance are the basic coverages for vehicle insurance, primarily compensating for the loss of the insured vehicle and the loss caused to a third party by the insured vehicle during use. It is generally believed that even losses caused by natural disasters will be covered by the insurance company. This statement is only half true, as most losses caused by natural disasters are indeed covered.