Can I claim insurance if I scratched my own car?

[OAugust]

You can claim insurance if you scratched your own car, as it falls under the category of vehicle accident insurance. It is advisable for the car owner to preserve evidence from the scene and report the incident to the insurance company within 48 hours. If more than 48 hours have passed, the owner needs to personally visit the insurance company with relevant materials to file a claim. Below is an introduction to vehicle insurance: 1. Compulsory Traffic Accident Liability Insurance: Also known as compulsory insurance, it is the first mandatory insurance system implemented by national law. 2. Vehicle Damage Insurance: This insurance covers losses to the insured vehicle caused by natural disasters (excluding earthquakes) or accidents within the scope of insurance liability, with compensation provided by the insurer according to the terms of the insurance contract.